Lutz Auffenberg, LL.M.

Attorney Lutz Auffenberg is founder of FIN LAW. He advises national and international  companies from the finance industry regarding all aspects of banking regulatory law as well as non-financial midsize companies in regard to the planning and realisation of funding projects. His core expertise is the legal advisory at the meeting point of banking and financial services to blockchain technology and other distributed ledger technologies. Lutz Auffenberg is active in this field already since 2012 and lectures at Frankfurt School of Finance on the legal aspects of blockchain technology, virtual currencies and smart contracts. He also lectures on conferences and training events for executive bankers and financial managers. Furthermore, he regularly publishes scientific articles in scientific journals on banking regulation and the law of financial services.


Before founding FIN LAW Lutz Auffenberg was head of the banking and capital markets legal department of a Frankfurt-based law firm and was subsequently salary-partner in legal financial services in of one of Germany's top twenty law firms.


Lutz Auffenberg studied Laws at Justus-Liebig-University in Giessen, Germany and at Université de Liège, Belgium. He was admitted to the German bar in 2012 and is Specialist Attorney in Banking and Capital Markets Law since 2015. The University of London awarded him the title Master of Laws (LL.M.) in Banking and Finance Law in 2017.


Gläubigermitbestimmung bei tokenisierten Schuldverschreibungen - Erfassung von Security Token durch das Schuldverschreibungsgesetz

Lutz Auffenberg, REthinking: Finance, Heft 6 2019, Dezember 2019, p. 77


Kryptoverwahrgeschäft: deutscher Alleingang und schleichende Zentralisierung

Lutz Auffenberg, Editorial, Recht der Finanzinstrumente (RdF), Heft 4 2019, p. 273


E-Geld auf Blockchain-Basis

Lutz Auffenberg, Zeitschrift für Bank- und Kapitalmarktrecht (BKR), 7/2019, p. 341


Recht und Token - Neue Finanzierungsarten rufen Behörden auf den Plan
Lutz Auffenberg and Anka Hakert, F.A.Z., 8 November 2017, p. 18

Benötigen Stiftungen eine BaFin-Genehmigung?
Stefan Winheller and Lutz Auffenberg, Stiftungsmanagement, I/2017, p. 11


German plans for cash limits met with significant criticism
Lutz Auffenberg, E-Finance & Payments Law & Policy - February 2016, p. 2


Brauchen Förderstiftungen eine BaFin-Erlaubnis?
Lutz Auffenberg and Stefan Winheller, Die Stiftung, 6/15, p. 26-27


Mittelbeschaffung und Mittelverteilung: Welche Tätigkeiten erfordern eine Erlaubnis der BaFin?
Lutz Auffenberg and Stefan Winheller, Verbändereport 8/2015, p. 40


Crowdfunding als Finanzierungsform für Stiftungsprojekte
Lutz Auffenberg and Stefan Winheller, Stiftungsmanagement, II/2015. p. 23


Bitcoins als Rechnungseinheiten
Lutz Auffenberg, Neue Zeitschrift für Verwaltungsrecht (NVwZ), 17/2015, pp. 1184-1187


Court rules on reasonableness of German payment method
Lutz Auffenberg, E-Finance & Payments Law & Policy - August 2015, p. 12


Benötigen gemeinnützige Mittelbeschaffungskörperschaften eine BaFin-Erlaubnis?
Lutz Auffenberg and Stefan Winheller, DStR 2015, p. 589